Payments integration

Payments and money,
inside your product.

Payments, accounts, cards and stablecoins built into your app, with specialised providers.

What you get.

01

Get paid the way customers prefer

Card, bank transfer or stablecoin, in one experience.

02

Money that crosses borders

Euros, dollars and USDC with clear conversion and no surprises.

03

No need to build a bank

We rely on providers like Bridge and Stripe for the regulated part.

How the money moves.

Your customerCard, transfer or USDC
Your appCheckout, balance and alerts
ACH, wire, SEPA and USDC
Bank or stablecoinReaches its destination

What we connect.

01

Stablecoins and fiat

Money rails with Bridge: euros, dollars and USDC.

02

On and off ramps

Move from euros or dollars to USDC and back.

03

Virtual accounts

Dedicated bank details to receive ACH, wire or SEPA.

04

Cards

Cards for your users, with controls such as freezing.

05

Checkout

Card and mobile wallet payments, Stripe-style.

06

Subscriptions

Plans, recurring billing and invoices for your SaaS.

Gateways we integrate.

Get paid where your customers are, with the gateway that fits each market best.

Colombia and Latin America

Local gateways to get paid in Colombia and across the region.

Europe, the US and the rest of the world

Cards, subscriptions, accounts and stablecoins, worldwide.

A case: CapyCoin.

Our crypto bank in development: transfers with Bridge, card and account details. Mockup with fictional data.

CapyCoin: Send money with clear fees.
Send money with clear fees.
CapyCoin: Review before you confirm.
Review before you confirm.
CapyCoin: Card and account details.
Card and account details.

Compliance, no shortcuts.

  • Identity checks (KYC) and anti-money-laundering (AML) through the provider
  • Strong customer authentication (PSD2/SCA) where it applies
  • We never store full card data: we use the provider’s tokens
  • We are not a payment institution: we integrate specialised providers

How we do it.

From the first charge to reconciliation, with regulated providers.

  1. Choosing providers

    Depending on where you sell: local gateways in Colombia and Latin America, and Stripe, Bridge or Lemon Squeezy for the rest of the world.

  2. Checkout in your app

    We build payments into your product, with your brand’s experience.

  3. Events and reconciliation

    Every confirmed payment arrives by webhook and is matched to your orders.

  4. Security and compliance

    Identity checks and sensitive data stay with the providers.

What we use.

Proven tools, chosen for your project.

  • Stripe
  • MasterCard
  • SEPA
  • USDC
  • Apple Pay
  • Google Pay

Questions.

Which gateways do you work with?

In Colombia and Latin America: Wompi, ePayco, PayU Latam and Kushki. In Europe, the US and the rest of the world: Stripe, Bridge and Lemon Squeezy.

What if I already have a gateway?

We start from the one you use: we integrate it into your product, or help you migrate if another one suits you better.

Do you store card data?

No. Card data stays with the gateway; we work with its tokens and webhooks.

Let’s talk
about your project.

Tell us about your project

Tell us
your idea.

Write to us and we'll look at it together.

info@joywareteam.com

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